Ruttger's Bay Lake Resort welcomes families to its beachfront near Mille Lacs Lake. Enjoy 27 golf holes, The Fine Line Spa & Salon, sun loungers on the beach, and evening firepit gatherings. Free WiFi, an indoor pool, and tennis courts complete the experience.
View all photos for Room, Multiple Beds (Five Pines Upper King)
Room, Multiple Beds (Five Pines Upper King)
9.09.0 out of 10
Wonderful
4 reviews
(4 reviews)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 4
1 Double Sofa Bed and 1 King Bed
View all photos for Room, Multiple Beds (Five Pines Lower King)
Room, Multiple Beds (Five Pines Lower King)
9.09.0 out of 10
Wonderful
2 reviews
(2 reviews)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 3
1 Double Sofa Bed and 1 King Bed
View all photos for Villa (Bay Lake, Lower)
Villa (Bay Lake, Lower)
10.010.0 out of 10
Exceptional
2 reviews
(2 reviews)
Highlights
Separate dining area
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
1 bedroom
Sleeps 4
1 Double Sofa Bed and 1 King Bed
View all photos for Room (North Bay Lower)
Room (North Bay Lower)
Highlights
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
Flat-screen TV
Golf view
Sleeps 4
1 Double Sofa Bed and 1 King Bed
View all photos for Room, 2 Queen Beds (Five Pines Lower)
Room, 2 Queen Beds (Five Pines Lower)
8.08.0 out of 10
Very good
2 reviews
(2 reviews)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 4
2 Queen Beds
View all photos for Room, 2 Queen Beds (Five Pines Upper Queen)
Room, 2 Queen Beds (Five Pines Upper Queen)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 4
2 Queen Beds
View all photos for Room, 1 Queen Bed, Accessible (Lodge)
Room, 1 Queen Bed, Accessible (Lodge)
9.49.4 out of 10
Exceptional
3 reviews
(3 reviews)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Eco-friendly toiletries
Hair dryer
Private bathroom
Microwave
Sleeps 2
1 Queen Bed
View all photos for Villa, 1 King Bed with Sofa bed (Bay Lake Upper)
Villa, 1 King Bed with Sofa bed (Bay Lake Upper)
9.49.4 out of 10
Exceptional
3 reviews
(3 reviews)
Highlights
Separate sitting area
Fireplace
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Eco-friendly toiletries
Hair dryer
Sleeps 3
1 King Bed and 1 Double Sofa Bed
View all photos for Room (North Bay Upper)
Room (North Bay Upper)
9.09.0 out of 10
Wonderful
8 reviews
(8 reviews)
Highlights
Air conditioning
Refrigerator
Dining table
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Golf view
Sleeps 4
1 Queen Bed, 1 Double Sofa Bed and 1 Double Bed
View all photos for Villa, 2 Queen Beds (Bay Lake, Upper Queen)
Villa, 2 Queen Beds (Bay Lake, Upper Queen)
9.09.0 out of 10
Wonderful
2 reviews
(2 reviews)
Highlights
Air conditioning
Kitchen
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Sleeps 4
2 Queen Beds
View all photos for Loft, Multiple Beds (Lodge, King)
Loft, Multiple Beds (Lodge, King)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 3
1 Twin Futon and 1 King Bed
Room, 1 Bedroom (Four Plex)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Lake view
Sleeps 3
1 Double Sofa Bed and 1 King Bed
Room, Multiple Beds (Four-Plex King Split)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Lake view
Sleeps 3
1 Double Sofa Bed and 1 King Bed
Cabin, 1 Queen Bed (Studio West)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Lake view
Sleeps 2
1 Queen Bed
Cabin, 2 Bedrooms (West)
Highlights
Separate sitting area
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Hair dryer
Shower/tub combination
2 bathrooms
Lake view
Sleeps 4
1 Queen Bed, 1 Double Bed and 1 Twin Bed
Cottage, 1 Bedroom (West)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Lake view
Sleeps 4
1 Queen Bed and 2 Double Sofa Beds
View all photos for Room, 2 Bedrooms (A-Frame)
Room, 2 Bedrooms (A-Frame)
Highlights
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
Flat-screen TV
Golf view
Sleeps 8
1 Double Sofa Bed, 2 Twin Beds, 1 King Bed and 1 Queen Bed
View all photos for Suite, 3 Bedrooms (BLV)
Suite, 3 Bedrooms (BLV)
8.08.0 out of 10
Very good
1 review
(1 review)
Highlights
Separate dining area
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dishwasher
Flat-screen TV
Sleeps 10
2 Double Sofa Beds, 2 Queen Beds and 2 King Beds
View all photos for Suite (BLV Uppers)
Suite (BLV Uppers)
Highlights
Fireplace
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Hair dryer
Shower/tub combination
2 bathrooms
Sleeps 7
2 Queen Beds, 1 King Bed and 1 Double Sofa Bed
View all photos for Room (BLV Lower & Upper)
Room (BLV Lower & Upper)
Highlights
Separate dining area
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
Sleeps 4
1 Double Sofa Bed, 2 Queen Beds and 1 King Bed
View all photos for Suite (North Bay)
Suite (North Bay)
10.010.0 out of 10
Exceptional
1 review
(1 review)
Highlights
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
Flat-screen TV
Golf view
Sleeps 8
1 Double Bed, 1 King Bed, 1 Queen Bed and 2 Double Sofa Beds
Cabin, 1 Queen Bed with Sofa bed (Bedroom West)
Highlights
Separate sitting area
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Lake view
Sleeps 4
1 Queen Bed and 1 Double Sofa Bed
Suite, Multiple Beds (Five Pines, King)
10.010.0 out of 10
Exceptional
1 review
(1 review)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 6
2 King Beds and 2 Double Sofa Beds
View all photos for Suite, Multiple Beds (Five Pines, Queen)
Suite, Multiple Beds (Five Pines, Queen)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Hair dryer
Shower/tub combination
2 bathrooms
Eco-friendly toiletries
Sleeps 8
4 Queen Beds
Cabin, 2 Bedrooms (East)
Highlights
Separate sitting area
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Lake view
Sleeps 5
1 Double Bed, 1 Twin Bed, 1 Double Sofa Bed and 1 King Bed
View all photos for Room, Multiple Beds (BLV Lower and Upper King)
Room, Multiple Beds (BLV Lower and Upper King)
Highlights
Separate dining area
Separate sitting area
Air conditioning
Kitchen
Refrigerator
Dishwasher
Flat-screen TV
Hair dryer
Sleeps 6
2 King Beds and 2 Double Sofa Beds
View all photos for Room, Multiple Beds (BLV Lower and upper Queen)
Room, Multiple Beds (BLV Lower and upper Queen)
Highlights
Separate dining area
Separate sitting area
Air conditioning
Kitchen
Refrigerator
Dishwasher
Flat-screen TV
Hair dryer
Sleeps 7
1 Double Sofa Bed, 1 King Bed and 2 Queen Beds
View all photos for Loft (Lodge Full)
Loft (Lodge Full)
Highlights
Air conditioning
Refrigerator
Dishwasher
Flat-screen TV
Shower/tub combination
Eco-friendly toiletries
Private bathroom
Hair dryer
Sleeps 3
1 Double Bed and 1 Twin Futon
View all photos for Cottage, Lakeside
Cottage, Lakeside
Highlights
Separate dining area
Separate sitting area
Fireplace
Air conditioning
Kitchen
Refrigerator
Dining table
Dishwasher
Lake view
Sleeps 14
4 King Beds, 3 Double Beds and 3 Twin Beds
About the neighborhood
Located in Deerwood, Ruttger's Bay Lake Resort is on the beach. Paul Bunyan Land is a popular attraction and the area's natural beauty can be seen at Cuyuna Country State Recreation Area and Crosby Memorial Park. Looking to enjoy an event or a game while in town? See what's going on at Brainerd International Raceway. Be sure not to miss outdoor adventures like horse riding, hunting, and mountain biking. Visit our Deerwood travel guide
Take advantage of a golf course, a marina, and a grocery/convenience store at Ruttger's Bay Lake Resort. With a beachfront location, sun loungers, and motor boating, this resort is the perfect place to soak up some sun. Treat yourself to a facial, a deep-tissue massage, or a manicure/pedicure at The Bay Lake Salon and Spa, the onsite spa. At the two on-site restaurants, enjoy breakfast, lunch, dinner, kids' meals, and golf course views. Enjoy onsite activities like kayaking, beach volleyball, and basketball. Stay connected with free in-room WiFi, and guests can find other amenities such as designer stores on site and a firepit.
You'll also find perks like:
A seasonal outdoor pool and an indoor pool, along with sun loungers
Free self parking
An outdoor tennis court, 4 outdoor pickleball courts, and tennis lessons on site
A vending machine, a banquet hall, and a ballroom
Guest reviews say great things about the helpful staff
Room features
All 162 rooms boast comforts such as air conditioning, in addition to amenities like free WiFi. Guest reviews speak positively of the clean rooms at the property.
Wheelchair-accessible parking and van parking available
Food and drink
2 bars/lounges
2 restaurants
A coffee shop/cafe
Restaurants on site
White Oak Grill
Things to do
27-hole golf course
4 outdoor pickleball courts
Arcade/game room
Basketball
Beach volleyball
Billiards/pool table
Boat and paddles
Canoeing
Designer stores
Fishing
Full-service spa
Golf carts
Golf clubhouse
Golf clubs/equipment
Golf driving range
Ice skating
Indoor pool
Kayaking
Library
Motor boating
Outdoor tennis court
Paddleboard
Pedal boat
Playground
Pro golf lessons
Pro golf shop
Racquetball/squash
Sail boat
Seasonal outdoor pool
Sledding
Snowshoeing
Tennis lessons
Water sports equipment
Family friendly
Arcade/game room
Grocery/convenience store
High chair
In-room microwave
In-room refrigerator
Indoor pool
Laundry facilities
Playground
Seasonal outdoor pool
Conveniences
ATM
Gift shop/newsstand
Grocery/convenience store
Hair salon
Laundry facilities
Newspapers in lobby
Safe at front desk
Vending machine
Guest services
Change of bedsheets (on request)
Change of towels on request
Daily housekeeping (for a fee)
Wedding services
Business services
Meeting rooms
Outdoors
Barbecue grill
Beach loungers
Dock
Firepit
Garden
Marina
On the beach
Picnic area
Pool loungers
Full-service spa
Deep-tissue massages
Facials
Manicures/pedicures
Prenatal massages
Spa open select days
Swedish massages
Accessibility
If you have requests for specific accessibility needs, please contact the property using the information on the reservation confirmation received after booking.
Assistive listening devices
Elevator
Grab bar near toilet
Raised toilet seat
Stair-free path to entrance
Well-lit path to entrance
Wheelchair accessible (may have limitations)
Wheelchair-accessible lounge
Wheelchair-accessible parking
Wheelchair-accessible path of travel
Wheelchair-accessible path to elevator
Wheelchair-accessible pool
Wheelchair-accessible public washroom
Wheelchair-accessible registration desk
Wheelchair-accessible restaurant
Wheelchair-accessible van parking
More
At least 80% lighting from LEDs
Ballroom
Banquet hall
Fireplace in lobby
Smoking not allowed
Room amenities
Bedroom
Bedsheets provided
Bathroom
Free toiletries
Hair dryer
Shampoo
Soap
Toilet paper
Towels provided
Entertainment
Flat-screen TV with cable channels
Food and drink
Blender
Coffee/tea maker
Cookware, dishware, and utensils
Dishwasher
Freezer
Microwave
Oven
Paper towels
Refrigerator
Restaurant dining guides
Stovetop
Toaster
More
Air conditioning
Eco-friendly toiletries
Free local calls
Iron/ironing board
LED lighting
Phone
Recycling
Window screens
Policies
Check-in
Check-in start time: 5 PM; Check-in end time: midnight
Late check-in subject to availability
Minimum check-in age: 18
Check-out
Check-out before 11:00 AM
Contactless check-out available
Special check-in instructions
The front desk is open Sunday - Wednesday (8:00 AM - 4:30 PM) and Thursday - Saturday (7:00 AM - 7:00 PM)
Guests will receive an email within 48 hours before arrival with check-in instructions; front desk staff will greet guests on arrival at the property
Information provided by the property may be translated using automated translation tools
Renovations and closures
The following facilities are closed seasonally each year. They will be closed from October 19 to May 1:
One of the dining venues
Bar/Lounge
Beach
Children's club
Fitness facilities
Golf course
Laundry facilities
Meeting facilities
Sauna
Swimming pool
Tennis courts
Access methods
Staffed front desk
Pets
Pets not allowed (service animals are welcome, and are exempt from fees)
Children and extra beds
Children are welcome
Rollaway/extra beds are available for USD 10.0 per day
Cribs (infant beds) are not available
Property payment types
Important information
Fees
You'll be asked to pay the following charges at the property. Fees may include applicable taxes:
Deposit: USD 150.0 per stay
Resort fee: 10 percent of room rate
The resort fee includes:
Beach access
Beach towels
In-room coffee
Lending library access
Pool access
Sporting facilities or equipment
We have included all charges provided to us by the property.
Optional extras
Housekeeping fee: USD 25.00 per day; may vary based on unit size
Rollaway bed fee: USD 10.0 per day
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.
You need to know
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
This property accepts credit cards, debit cards, and cash
Safety features at this property include a carbon monoxide detector, a fire extinguisher, and a smoke detector
We should mention
The seasonal pool will be open from June 01 to October 22
Reservations are required for golf tee times, massage services, and spa treatments; reservations can be made by contacting the property prior to arrival, using the contact information on the booking confirmation
A car is recommended for transportation to and from this property
Property is also known as
Bay Lake Lodge
Ruttgers Bay
Ruttgers Bay Lake Lodge Hotel
Ruttgers Bay Lake Lodge Hotel Deerwood
Ruttgers Bay Lodge
Ruttgers Lodge
Ruttgers Bay Lake Hotel
Ruttger's Bay Lake Lodge
Ruttger's Bay Resort Deerwood
Ruttger's Bay Lake Resort Resort
Ruttger's Bay Lake Resort Deerwood
Ruttger's Bay Lake Resort Resort Deerwood
Frequently asked questions
Does Ruttger's Bay Lake Resort have a pool?
Yes, this property has an indoor pool and a seasonal outdoor pool. The pool is closed seasonally each year from October 19 to May 1.
How much does it cost to stay at Ruttger's Bay Lake Resort?
As of 6 Rabiʻ I 2026, prices found for a 1-night stay for 2 adults at Ruttger's Bay Lake Resort on 6 Rabiʻ II 2026 start from SAR 413, excluding taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.
Is Ruttger's Bay Lake Resort pet-friendly?
No, only service animals are welcome at the property.
How much is parking?
Self parking is free at this property.
What time is check-in at Ruttger's Bay Lake Resort?
Check-in start time: 5 PM; Check-in end time: midnight. Late check-in is available during limited hours.
What time is check-out at Ruttger's Bay Lake Resort?
Check-out is at 11:00 AM.
Where is Ruttger's Bay Lake Resort located?
Nestled on the beach, this Deerwood resort is within 12 mi (20 km) of Cuyuna Country State Recreation Area, Crosby Memorial Park, and Mille Lacs Lake. Paul Bunyan Land and Milford Mine Memorial Park are also within 16 mi (25 km).
Can I cancel my reservation for free and receive a full refund?
Yes, this property offers free cancellation on select room rates, because flexibility matters! Please refer to the property cancellation policy on our site for more details about any exclusions or requirements.
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Reviews
Ruttger's Bay Lake Resort Reviews
8.4
Very Good
All reviews shown are from real guest experiences. Only travelers who have booked a stay with us can submit a review. We verify reviews according to our guidelines and publish all reviews, positive or negative.
We had a great time at Ruttgers! There are definitely a few things they could do as easy upkeep— like a lot of the buildings need a good pressure wash and paint, but it’s been great to see the improvements over the years! And the restaurants at the resort are high priced for the “vibe” (flys everywhere because they leave the doors wide open) and service isn’t the best, but the food is good.
We had a great time! The property and lake were gorgeous, the staff was exceedingly helpful and friendly. They had fantastic amenities! The condo was nice, very spacious, but a little run down. The screens were damaged, so the mosquitos came in at night, and I would recommend additional plates, silverware and perhaps salt/pepper in the units with full kitchens. I would definitely go back!
The resort is very nice. Our stay was during winter. Our room was clean, very comfortable and quiet. Would love to come back in the summer. Looks like a fun place.
We had the best time here! The staff was excellent every where we went, our room was clean and quiet with a beautiful view of the 9 hole course. There was also everything we needed within walking distance! We will absolutely stay here again!
This was my first time booking with hotels.com, and I was so happy with the ease of everything from check in to check out. The staff at Ruttgers was friendly and the Friday night seafood boil was great!
Beautiful view from our screen porch, quiet and secluded even though the resort was full. Spacious, clean room and the staff were helpful and welcoming. Fun kids and family activities, live music and great food.
Love Ruttger's! We go ever summer. Its a nice relaxing getaway before school starts up. Having the option of swimming in an indoor or outdoor pool as well as in the lake is great! Food is delicious!
Caitlin
Stayed 2 nights in Aug 2023
8/10 Good
Pamela
11 August 2023
Liked: Cleanliness, staff & service
Disliked: Property conditions & facilities
Fun Resort
We were in the North Bay and this lodging needs updating! Old couch, blinds, toilet seat, screen doors and crack in the ceiling. The resort itself is beautiful with many great activities. Nice outdoor pool, beach and indoor pool.
Fabulous staff. Great food and service!
It was very unfortunate that the pool was closed as it was one of the reasons I booked the resort.
My teenage son and his friend loved the golf course and range! Beautiful surroundings!
For the price, I would have appreciated a daily cleaning of the room, sheets and towels.
This is my 4th visit to Ruttgers. We stayed in a room in the Five Pines. Very basic. I liked the other rooms better. I think they are slowly upgrading the place. No hair dryer as it states or I would of brought my own.
Kathleen
Stayed 1 night in Jan 2025
8/10 Good
Jennifer
23 August 2023
Liked: Staff & service
Friendly staff. Great service. Place is in need of some upgrades, but theyve already begun the work. Some more evening/late night dining options would be nice. Very affordable though. I would definitely come back. Beautiful area!
Jennifer
Stayed 3 nights in Aug 2023
8/10 Good
Dorothy
24 August 2023
Liked: Cleanliness
I liked that the resort provided all sorts of activities, even ones I'd never heard of. I did not like that it's 9-hole golf course and outdoor swimming pool were closed for repairs.
Yes, it’s an old cabin, functional, and has a decent lake view but it’s over priced like everything else on the property. It’s shoulder season and we were part of a wedding party so we shouldn’t be paying what seemed like normal rates, especially when check-in was changed to 5:00pm and half the facilities were closed or had limited hours. The resort needs some upgrades to match their charges. Its dark, dirty windows, sidewalks are uneven, cracked, and not well lit. Staff was very good.